In India’s rapidly evolving economy, access to timely and flexible financing is critical for businesses of all sizes. Whether you’re a startup navigating your first year, an MSME aiming to expand, or a professional looking to scale operations, external funding empowers you to seize growth opportunities, manage working capital, and invest in infrastructure — all without compromising ownership or draining internal cash flow.

At FinflickTax, we specialize in simplifying the loan and financing process for entrepreneurs, self-employed professionals, and business owners. With an in-depth understanding of the financial ecosystem, we offer end-to-end support that includes loan eligibility evaluation, documentation assistance, lender comparison, and application filing. Our strong network of partner banks, NBFCs, and fintech lenders allows us to tailor financing solutions based on your specific needs and risk profile.

Business loans in India are broadly categorized into secured and unsecured loans. Unsecured loans are disbursed based on your business’s creditworthiness, revenue flow, and overall financial health, without requiring any collateral. These are ideal for small businesses, consultants, and service providers looking for fast access to funds. On the other hand, secured loans require you to pledge collateral—such as property, machinery, or fixed deposits—and usually offer higher loan amounts at lower interest rates. Depending on the lender and your profile, the loan amount can range from ₹50,000 to ₹5 crores, with repayment terms stretching from 12 months to 5 years. Interest rates typically start from 10% per annum, subject to underwriting and credit assessment.